The Scottish Public Sector Energy Efficiency Loan Scheme (SEELS) continues to play a vital role in helping public-sector organisations across Scotland reduce energy consumption, lower carbon emissions, and progress toward net-zero targets
Delivered as part of the Scottish Green Public Sector Estate Decarbonisation Scheme, SEELS provides accessible, zero-interest loan funding to eligible public bodies, enabling them to invest in energy efficiency improvements that deliver both financial and environmental benefits.
What Is SEELS?
SEELS offers zero-interest loans to public-sector organisations in Scotland to support energy efficiency and decarbonisation projects. The scheme is funded by the Scottish Government and has been supporting the public sector since 2008.
Over the past 15 years, more than £75 million has been invested through SEELS into energy efficiency projects across Scotland. These projects are forecast to generate over £202 million in lifetime savings, demonstrating the long-term value of investing in low-carbon infrastructure.

Key Benefits of the Scheme
- Zero-interest loans, reducing financial barriers to decarbonisation
- Loan values of up to 100% of eligible project costs
- Ongoing client and technical support throughout project delivery
- Opportunities for networking and knowledge sharing with public-sector peers
- Flexibility to support retrofit programmes delivered through the Non-Domestic Energy Efficiency (NDEE) Framework
- Potential for extended payback periods, subject to technical review and due diligence
Funding Criteria and Carbon Thresholds
- Payback periods of up to 12 years
- A maximum cost threshold of £305 per tonne of carbon dioxide saved (£305/tCO₂) over the lifetime of the project
Subject to technical review and due diligence, funding of up to 75% of the total compliant project value can be offered, with the potential for enhanced payback criteria where appropriate.

Who Is the Scheme For?
- Schools and education providers
- Local authorities
- NHS and healthcare organisations
- Emergency services
- Other public-sector estates




